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Financial Planning Life Stages

    Start Smart

    This is a period of firsts.

    • Establishing a career
    • Saving for a home
    • Experiencing fewer financial commitment

    Start Smart


    Wealth Accumulators (Individuals, Couples, and Families)

    Planning for Today and Looking Forward to the Future

    We can help you reduce and manage debt, adjust your investment portfolio, manage investment risk, identify the right insurance options for your needs and maximise your superannuation and create wealth.

    • Whether you are supporting yourself
    • Supporting your family
    • Single
    • Married
    • Having children
    • Buying a house
    • Renting

    Wealth Accumulators (Individuals, Couples, and Families)


    Pre-Retirees (Preparing for Retirement)

    Planning for a Comfortable Retirement and Maximising Super for Retirement

    We can help you create a better work-life balance, plan/transition to retirement, reduce and manage debt, build or strengthen your investment portfolio, and manage investment risk!

    • Preparing for retirement
    • Financial security being the primary concern
    • Having lower debt
    • Fewer family commitments
    • Focusing on investment growth

    Pre-Retirees (Preparing for Retirement)

    Footloose & Fancy Free (Retirees)

    Manage Cashflow During Retirement and Remove Financial Stress!

    Slowing Down

    • We can help you maximise your retirement savings, reduce your debt and access social security benefits if applicable 
    • Reduced income, health being a primary concern and focus on financing your lifestyle with your superannuation and other savings

    Active Retirees

    • Having fun and travelling, You don't want to  worry about money but you want peace of mind that  it will last the distance and some may want to leave  something for the kids or Grandchildren

    Footloose & Fancy Free (Retirees)


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How We Do Financial Planning For You

Complimentary Obligation
Free Consultation
Contact Us today for a no obligation and cost free, initial introduction to our financial planning services. This free introduction will not include specific financial planning advice or Statement of Advice, but will help you decide whether the services we offer are right for your needs.

Places offered now – book a free introduction to discover what financial planning can do for you today.
I couldn't be Happier… 
"Black & Krantz are not only professionals and strong at their job but also care for their clients..."
Financial Planning Pyramid©
Black & Krantz are professionals at helping you make smart choices about your money, based on what is important to you, giving you the motivation and strategies to actually achieve your goals and dreams.
...decisions made simple!
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